Learn More
About your student loan options.
MBA
For expenses due to MBA programs
Medical School
For expenses due to medical school
Medical Residency
For residencies and relocations
Health Professions Graduate
For expenses due to your health professions degree
Law School
For expenses due to law school
Bar Study
For expenses due to studying for the bar exam
General Graduate
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General Graduate Loans
Highlights
- 15-year repayment term, with no prepayment penalty
- Six-month grace period. One-time interest capitalization (interest added to the principal amount) at the end of the grace period.
- Internship deferment of up to 48 months.
- We offer one of the shortest cosigner release qualification periods. Borrowers may apply to release their cosigner from the loan after they graduate, make 12 on-time principal and interest payments, and meet certain credit requirements.
Features
- Qualifying students can elect to make interest-only payments upon entering repayment
- Now with an 18-month enrollment window
- Competitive fixed and variable interest rates
- Flexible in-school or deferred payment options
- Qualified borrowers can receive an APR lower than the Grad Plus
- No origination fee or prepayment penalty
- No aggregate loan limit
The Graduate School Loan vs the Federal Direct Grad PLUS Loan
This loan can be a good alternative to the Federal Direct Grad PLUS Loan; and, if you’re highly qualified, you may receive a lower interest rate.
| Our Loan | Direct Grad PLUS Loan | |
|---|---|---|
| Available for less than half-time enrollment |  |
|
| Offers variable interest rates | |
|
| Offers fixed interest rates | |
|
| No origination fee | |
|
| 6-month grace period | |
|
| Deferred repayment option | |
|
| Multiple in-school repayment options | |
|
| Rate reduction for auto debit enrollment | |
|